Empirical analysis of internet and mobile banking in Malaysia
نویسندگان
چکیده
Internet and mobile banking deliver services through various cashless payment tools, such as debit credit cards, direct transfers electronic wallets. The usage of internet in Malaysia has increased, but it is uncertain if they facilitate retail consumption. If are the preferred services, their could stimulate consumption; otherwise, will be short-lived more work must done to develop sector. This study aims determine influence on consumption Malaysia. diffusion innovation theory applied by examining how technologically aids systems might short-run long-run influences analyzed based autoregressive distributed lag (ARDL) unrestricted error correction model. ARDL model was estimated for consumption, represented monthly trade index, number transactions. results suggest a bi-directional causal relationship between short run. In long run, transactions were found significantly household not vice versa.
منابع مشابه
factor influencing the adoption of internet banking
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ژورنال
عنوان ژورنال: Asian Economic and Financial Review
سال: 2023
ISSN: ['2222-6737', '2305-2147']
DOI: https://doi.org/10.55493/5002.v13i2.4717